Tribal Trust Land Homeownership Act of 2025

1. Introduced
2. Committee
3. Floor
4. Passed
5. LawBecame Public Law No: 119-88.

Latest action

4 May 2026Became Public Law No: 119-88.

Tribal Trust Land Homeownership Act of 2025 — This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

• Business meeting to consider S.105, to direct the Secretary of the Interior to complete all actions necessary for certain land to be held in restricted fee status by the Oglala Sioux Tribe and Cheyenne River Sioux Tribe, S.240, to amend the Crow Tribe Water Rights Settlement Act of 2010 to make improvements to that Act, S.241, to provide for the settlement of the water rights claims of the Fort Belknap Indian Community, S.390, to require Federal law enforcement agencies to report on cases of missing or murdered Indians, S.546, to amend the Omnibus Public Land Management Act of 2009 to make a technical correction to the water rights settlement for the Shoshone-Paiute Tribes of the Duck Valley Reservation, S.550, to provide for the equitable settlement of certain Indian land disputes regarding land in Illinois, S.562, to approve the settlement of water rights claims of the Pueblos of Acoma and Laguna in the Rio San Jose Stream System and the Pueblos of Jemez and Zia in the Rio Jemez Stream System in the State of New Mexico, S.563, to approve the settlement of water rights claims of Ohkay Owingeh in the Rio Chama Stream System, to restore the Bosque on Pueblo Land in the State of New Mexico, S.564, to approve the settlement of water rights claims of the Zuni Indian Tribe in the Zuni River Stream System in the State of New Mexico, to protect the Zuni Salt Lake, S.565, to approve the settlement of water rights claims of the Navajo Nation in the Rio San Jose Stream System in the State of New Mexico, S.612, to amend the Native American Tourism and Improving Visitor Experience Act to authorize grants to Indian tribes, tribal organizations, and Native Hawaiian organizations, S.620, to provide public health veterinary services to Indian Tribes and Tribal organizations for rabies prevention, S.621, to accept the request to revoke the charter of incorporation of the Lower Sioux Indian Community in the State of Minnesota at the request of that Community, S.622, to amend the Leech Lake Band of Ojibwe Reservation Restoration Act to provide for the transfer of additional Federal land to the Leech Lake Band of Ojibwe, S.632, to amend the Indian Health Care Improvement Act to allow Indian Health Service scholarship and loan recipients to fulfill service obligations through half-time clinical practice, S.637, to amend the Northwestern New Mexico Rural Water Projects Act to make improvements to that Act, S.640, to amend the Omnibus Public Land Management Act of 2009 to make a technical correction to the Navajo Nation Water Resources Development Trust Fund, to amend the Claims Resolution Act of 2010 to make technical corrections to the Taos Pueblo Water Development Fund and Aamodt Settlement Pueblos' Fund, S.642, to provide compensation to the Keweenaw Bay Indian Community for the taking without just compensation of land by the United States inside the exterior boundaries of the L'Anse Indian Reservation that were guaranteed to the Community under a treaty signed in 1854, S.673, to amend the Miccosukee Reserved Area Act to authorize the expansion of the Miccosukee Reserved Area and to carry out activities to protect structures within the Osceola Camp from flooding, S.689, to approve the settlement of the water right claims of the Tule River Tribe, S.719, to amend the Tribal Forest Protection Act of 2004 to improve that Act, S.723, to require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, S.748, to reaffirm the applicability of the Indian Reorganization Act to the Lytton Rancheria of California, S.761, to establish the Truth and Healing Commission on Indian Boarding School Policies in the United States, and H.R.165, to direct the Secretary of the Interior to complete all actions necessary for certain land to be held in restricted fee status by the Oglala Sioux Tribe and Cheyenne River Sioux Tribe.congress.gov
• Business meeting to consider S.105, to direct the Secretary of the Interior to complete all actions necessary for certain land to be held in restricted fee status by the Oglala Sioux Tribe and Cheyenne River Sioux Tribe, S.240, to amend the Crow Tribe Water Rights Settlement Act of 2010 to make improvements to that Act, S.241, to provide for the settlement of the water rights claims of the Fort Belknap Indian Community, S.390, to require Federal law enforcement agencies to report on cases of missing or murdered Indians, S.546, to amend the Omnibus Public Land Management Act of 2009 to make a technical correction to the water rights settlement for the Shoshone-Paiute Tribes of the Duck Valley Reservation, S.550, to provide for the equitable settlement of certain Indian land disputes regarding land in Illinois, S.562, to approve the settlement of water rights claims of the Pueblos of Acoma and Laguna in the Rio San Jose Stream System and the Pueblos of Jemez and Zia in the Rio Jemez Stream System in the State of New Mexico, S.563, to approve the settlement of water rights claims of Ohkay Owingeh in the Rio Chama Stream System, to restore the Bosque on Pueblo Land in the State of New Mexico, S.564, to approve the settlement of water rights claims of the Zuni Indian Tribe in the Zuni River Stream System in the State of New Mexico, to protect the Zuni Salt Lake, S.565, to approve the settlement of water rights claims of the Navajo Nation in the Rio San Jose Stream System in the State of New Mexico, S.612, to amend the Native American Tourism and Improving Visitor Experience Act to authorize grants to Indian tribes, tribal organizations, and Native Hawaiian organizations, S.620, to provide public health veterinary services to Indian Tribes and Tribal organizations for rabies prevention, S.621, to accept the request to revoke the charter of incorporation of the Lower Sioux Indian Community in the State of Minnesota at the request of that Community, S.622, to amend the Leech Lake Band of Ojibwe Reservation Restoration Act to provide for the transfer of additional Federal land to the Leech Lake Band of Ojibwe, S.632, to amend the Indian Health Care Improvement Act to allow Indian Health Service scholarship and loan recipients to fulfill service obligations through half-time clinical practice, S.637, to amend the Northwestern New Mexico Rural Water Projects Act to make improvements to that Act, S.640, to amend the Omnibus Public Land Management Act of 2009 to make a technical correction to the Navajo Nation Water Resources Development Trust Fund, to amend the Claims Resolution Act of 2010 to make technical corrections to the Taos Pueblo Water Development Fund and Aamodt Settlement Pueblos' Fund, S.642, to provide compensation to the Keweenaw Bay Indian Community for the taking without just compensation of land by the United States inside the exterior boundaries of the L'Anse Indian Reservation that were guaranteed to the Community under a treaty signed in 1854, S.673, to amend the Miccosukee Reserved Area Act to authorize the expansion of the Miccosukee Reserved Area and to carry out activities to protect structures within the Osceola Camp from flooding, S.689, to approve the settlement of the water right claims of the Tule River Tribe, S.719, to amend the Tribal Forest Protection Act of 2004 to improve that Act, S.723, to require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, S.748, to reaffirm the applicability of the Indian Reorganization Act to the Lytton Rancheria of California, S.761, to establish the Truth and Healing Commission on Indian Boarding School Policies in the United States, and H.R.165, to direct the Secretary of the Interior to complete all actions necessary for certain land to be held in restricted fee status by the Oglala Sioux Tribe and Cheyenne River Sioux Tribe.senate.gov
• Public Lawcongress.gov
• Enrolled Billcongress.gov
• Engrossed in Senatecongress.gov
• Reported to Senatecongress.gov